Gold vs Fixed Deposit
Compare the growth of ₹1,00,000 invested in gold versus a 7% fixed deposit over 9 years.
Results
Performance summary
9-year comparison starting from 2016.
Gold CAGR
14.22%
→ ₹3,31,010
FD CAGR
7.00%
→ ₹1,83,846
Over this 9-year window, gold outperformed by 7.2 percentage points per year. A ₹1,00,000 investment grew to ₹3,31,010 in gold vs ₹1,83,846 in an FD.
Historical chart
Growth comparison
Year-by-year
Annual breakdown
How each investment performed every year.
| Year | Gold value | FD value | Gold – FD |
|---|---|---|---|
| 2016 | ₹1,00,000 | ₹1,00,000 | ₹0 |
| 2017 | ₹1,03,484 | ₹1,07,000 | -₹3,516 |
| 2018 | ₹1,09,408 | ₹1,14,490 | -₹5,082 |
| 2019 | ₹1,22,648 | ₹1,22,504 | +₹144 |
| 2020 | ₹1,69,338 | ₹1,31,080 | +₹38,258 |
| 2021 | ₹1,67,596 | ₹1,40,255 | +₹27,341 |
| 2022 | ₹1,81,882 | ₹1,50,073 | +₹31,808 |
| 2023 | ₹2,22,997 | ₹1,60,578 | +₹62,418 |
| 2024 | ₹2,68,293 | ₹1,71,819 | +₹96,474 |
| 2025 | ₹3,31,010 | ₹1,83,846 | +₹1,47,165 |
Explore
Other comparisons
See how gold stacks up against other benchmarks.
Past performance is not indicative of future results. Tax treatment not included. FD rates are illustrative.