6 October 2026 · Source: IBJA + local market data
Gold Making Charge Calculator
Estimate the total cost of gold jewellery including making charges, wastage, and applicable GST. Supports both percentage-based and per-gram making charge calculations.
Calculator
Estimate jewellery cost
Enter gold weight, making charge type, and wastage to get the total price.
Enter Jewellery Details
22K price: ₹12,068/gram
Wastage: 0.30g of gold
Cost Breakdown
Gold Value (10g x ₹12,068)
₹1,20,685
Making Charges (14%)
+ ₹16,896
Wastage (3% = 0.30g)
+ ₹3,621
GST Breakdown
GST on Gold + Wastage (3%)
+ ₹3,729
GST on Making Charges (5%)
+ ₹845
Total GST
₹4,574
Total Jewellery Cost
₹1,45,775
Cost Distribution
Overview
What are gold making charges?
Understanding fabrication costs in gold jewellery.
Making charges (also called fabrication charges or labour charges) are the fees jewellers charge for crafting gold into jewellery. These charges cover the artisan's skill, design complexity, and manufacturing costs. Making charges can be calculated as a percentage of the gold value or as a fixed rate per gram of gold used.
Reference
Typical making charges in India
Average making charges by jewellery type across Indian jewellers.
| Jewellery type | Making charges (%) | Per gram (₹) |
|---|---|---|
| Plain gold bangles | 8% - 12% | ₹300 - ₹600 |
| Gold chains | 10% - 18% | ₹400 - ₹800 |
| Gold rings | 10% - 20% | ₹500 - ₹1,000 |
| Gold necklace (designer) | 15% - 25% | ₹600 - ₹1,500 |
| Temple jewellery | 18% - 25% | ₹800 - ₹1,800 |
| Antique / handmade pieces | 20% - 35% | ₹1,000 - ₹2,500 |
Wastage
Understanding wastage charges
Gold lost during the manufacturing process.
Wastage charge accounts for the gold lost during the manufacturing process — cutting, filing, polishing, and soldering. Typical wastage ranges from 2% to 7% of the gold weight. Some jewellers include wastage in the making charge, while others charge it separately. Always ask your jeweller to clarify whether wastage is included in the quoted making charge.
Comparison
Percentage vs per-gram making charges
Two common pricing models used by jewellers in India.
| Model | How it works |
|---|---|
| Percentage-based | Charged as a % of gold value (e.g., 14%). Amount increases as gold price rises. Common at branded jewellers like Tanishq, Kalyan. |
| Per-gram based | Fixed amount per gram (e.g., ₹500/gram). Stays the same regardless of gold price. Common at local jewellers. |
Tips
Tips to save on making charges
Practical ways to reduce jewellery fabrication costs.
- Buy during festive seasons when jewellers offer discounts on making charges
- Choose machine-made jewellery over handmade for lower charges
- Compare making charges across multiple jewellers
- Negotiate — making charges are often negotiable, especially for bulk purchases
- Ask about exchange offers where old gold is used, reducing overall cost
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